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The Holiday Movie That'll Make You Want To Review Your Insurance

6 Reasons Why This Classic Holiday Movie Will Make You Want To Review Your Insurance Policy

As noted by the girl in the office who doesn’t sell insurance. Kevin, I hope your parents are covered.

Market research got quite interesting this week as I found myself cozied up sipping on some hot chocolate and distracted by the hundred and something rerun of one of my favorite holiday movies, “Home Alone”.

For those of you who aren’t familiar with this movie, I seriously don’t know how you’ve managed to scheme up ways to protect yourself from the Harry’s and Marv’s of this world but I’m glad you’re here to read this today.

“Home Alone” is a hilariously extreme example of the various hazards that home and auto insurance policies protect against. As the McCallister family prepares to vacate their home for the holidays, two burglars make plans of their own. Only to find, 8 year old Kevin, accidentally left behind by his frantic family, innovative and ready to protect his home.

Let's find out if Kevin has it covered and what we might just be overlooking with our own policies.

1. Winter Weather

You might be wondering how in the world does a family leave town without their eight year old. Well, if you remember the McCallister family is rather large and wakes up late, running frantically to catch their flight. The winter weather caused a power outage that reset their alarms and welcomed this absolute chaos.

Lucky for them, oversleeping is a minor setback to what a power outage could do to your home. Winter weather can also bring more trouble to your home such as frozen plumbing and pipes, ice damage, roofing issues, fire hazards, and flooding.

Not all policies cover these weather-related incidents, call and check that yours does today!

2. Trips and Slips and Other Liability Concerns

In order to protect his home, mischievous little Kevin sets up creative traps and obstacles to deter the burglars. While icy sidewalks, tricky staircases, and sharp broken ornaments are great ways to protect your home according to the classic holiday film, your insurance provider might disagree. Although hilarious in the movie, these type of occurrences are a huge liability risk for a homeowner.